ServiceDog .AI
The 2026 ComparisonLa Comparación 2026

Three animals. Three sets of rights. One clear 2026 answer. Tres animales. Tres conjuntos de derechos. Una respuesta clara en 2026.

The law changed in September 2025. The federal guidance that landlords used for five years is gone. Knowing the difference between a Service Dog, a Support Animal, and a Therapy Dog matters more than it ever has — and knowing which law covers you where is what keeps you in your housing, on your flight, and out of court. La ley cambió en septiembre de 2025. La guía federal que los propietarios usaron por cinco años ya no existe. Saber la diferencia entre un Perro de Servicio, un Animal de Apoyo y un Perro de Terapia importa más que nunca — y saber qué ley te cubre dónde es lo que te mantiene en tu hogar, en tu vuelo y fuera de los tribunales.

2026 Update — Important Actualización 2026 — Importante

On September 17, 2025, HUD withdrew both FHEO Notice 2013-01 and FHEO Notice 2020-01 — the federal guidance documents that told landlords how to evaluate Support Animal requests for the last decade. The Fair Housing Act itself is still the law and your rights are intact — but the detailed federal playbook is gone. State laws and your documentation now matter more than ever. El 17 de septiembre de 2025, HUD retiró el Aviso FHEO 2013-01 y el Aviso FHEO 2020-01 — los documentos federales que guiaban a los propietarios para evaluar solicitudes de Animales de Apoyo. La Ley de Vivienda Justa sigue siendo la ley y tus derechos están intactos — pero el manual federal detallado ya no existe. Las leyes estatales y tu documentación ahora importan más que nunca.

The Three CategoriesLas Tres Categorías

Each one is fundamentally different.Cada una es fundamentalmente diferente.

Written by Ryan Gaughan, BA, CSDT #6202. Clinically reviewed by Dr. Patrick Fisher, PhD, LPC, NCC. Escrito por Ryan Gaughan, BA, CSDT #6202. Revisión clínica por el Dr. Patrick Fisher, PhD, LPC, NCC.

01 · Service DogPerro de Servicio

Service DogPerro de Servicio

A dog individually trained to perform specific tasks for a person with a disability. The ADA's definition. Full public access, housing, and air travel rights. Un perro entrenado individualmente para realizar tareas específicas para una persona con discapacidad. La definición de la ADA. Acceso público completo, vivienda y vuelos.

  • Legal basisBase legalADA, FHA, ACAA
  • TrainingEntrenamientoTask-specific, requiredPor tarea, obligatorio
  • Public accessAcceso públicoYes
  • SpeciesEspeciesDogs (& mini horses)Perros (y caballos mini)
  • Flight cabinCabina de aviónYes, freeSí, gratis
02 · Support AnimalAnimal de Apoyo

Support AnimalAnimal de Apoyo

An animal whose presence provides therapeutic benefit for a person with a mental or emotional disability. Housing rights under the FHA. No public access or free air travel. Un animal cuya presencia brinda beneficio terapéutico a una persona con discapacidad mental o emocional. Derechos de vivienda bajo FHA.

  • Legal basisBase legalFair Housing Act
  • TrainingEntrenamientoNot requiredNo requerido
  • Public accessAcceso públicoNo
  • SpeciesEspeciesAny reasonableCualquiera razonable
  • Flight cabinCabina de aviónNo (since 2021)No (desde 2021)
03 · Therapy DogPerro de Terapia

Therapy DogPerro de Terapia

A dog trained to visit facilities — hospitals, schools, disaster sites — to comfort many people. Not a legal category for any one handler's disability. Un perro entrenado para visitar instalaciones — hospitales, escuelas, sitios de desastre — para consolar a muchas personas. No es una categoría legal para un manejador.

  • Legal basisBase legalNone federallyNinguna federal
  • TrainingEntrenamientoCertification-basedPor certificación
  • Public accessAcceso públicoNo
  • Works forTrabaja paraMany peopleMuchas personas
  • Flight cabinCabina de aviónNo
Watch It ExplainedMíralo Explicado

Two short videos. Real answers.Dos videos cortos. Respuestas reales.

Under 45 seconds each. Watch the one that fits your situation — or both. Menos de 45 segundos cada uno. Mira el que se ajuste a tu situación — o ambos.

The Support Animal LetterLa Carta del Animal de Apoyo

If your pet helps you through anxiety, depression, or tough days — this is the path for you. Housing rights only. Si tu mascota te ayuda con ansiedad, depresión o días difíciles — este es el camino. Solo derechos de vivienda.

The Service Dog PathEl Camino del Perro de Servicio

If your dog performs specific trained tasks for your disability — public access, housing, and air travel protections all apply. Si tu perro realiza tareas específicas entrenadas para tu discapacidad — aplican acceso público, vivienda y vuelos.

Which Law Applies WhereQué Ley Aplica Dónde

No law supersedes another. They each own a lane.Ninguna ley reemplaza a otra. Cada una tiene su carril.

Here's the single most misunderstood thing in this whole field: these three federal laws do not override each other. They cover different settings. If two apply at once, the one giving you more protection wins. State laws often add a fourth layer on top. Esto es lo más malentendido del campo: estas tres leyes federales no se anulan entre sí. Cubren diferentes lugares. Si dos aplican al mismo tiempo, gana la que te da más protección.

ADA · 1990

Americans with Disabilities ActLey ADA

Enforced by the U.S. Department of JusticeAplicada por el Dept. de Justicia

Where it appliesDónde aplica

Restaurants, stores, hotels, hospitals, taxis, rideshares, schools, museums, government offices, stadiums — anywhere the general public goes.Restaurantes, tiendas, hoteles, hospitales, taxis, escuelas, oficinas gubernamentales.

Who it coversA quién cubre

Service Dogs only. Dogs individually trained to perform tasks for a disability. Not Support Animals. Not Therapy Dogs.Solo Perros de Servicio. Entrenados para tareas por una discapacidad.

The two questionsLas dos preguntas

Staff may ask: (1) is the dog required because of a disability? (2) what task has it been trained to perform? Nothing else. No documentation, no demonstration, no diagnosis.Solo pueden preguntar: (1) ¿se requiere por discapacidad? (2) ¿qué tarea ha sido entrenado a hacer?

FHA · 1968

Fair Housing ActLey de Vivienda Justa

Enforced by HUD — but guidance withdrawn 9/17/2025Aplicada por HUD — guía retirada 17/9/2025

Where it appliesDónde aplica

Private rentals, leased apartments, condos, HOAs, co-ops, mobile home parks, federally subsidized housing, university dorms. Housing only.Rentas privadas, apartamentos, condominios, HOAs, dormitorios universitarios.

Who it coversA quién cubre

Service Dogs and Support Animals. The FHA uses the term "assistance animal" — broader than the ADA. Any reasonable species. No training required for a Support Animal.Perros de Servicio y Animales de Apoyo. FHA usa "animal de asistencia" — más amplio que ADA.

What's different in 2026Qué cambió en 2026

The statute is untouched. But HUD withdrew its 2013 and 2020 guidance in September 2025, so how landlords are supposed to evaluate your Support Animal letter is less clear federally. Strong clinical documentation matters more than ever.La ley sigue. Pero HUD retiró su guía 2013 y 2020 en septiembre 2025. La documentación clínica importa más que nunca.

ACAA · 1986

Air Carrier Access ActLey de Acceso Aéreo

Enforced by the U.S. Department of TransportationAplicada por el Dept. de Transporte

Where it appliesDónde aplica

Every US-based commercial airline flight. Also applies to foreign carriers flying to or from the US.Todo vuelo comercial en EE.UU. Aerolíneas extranjeras que vuelan hacia/desde EE.UU.

Who it covers (since 2021)A quién cubre (desde 2021)

Service Dogs only. In January 2021, DOT amended the rule to exclude Support Animals — airlines now treat them as pets with pet policies, pet fees, and pet carriers.Solo Perros de Servicio. En enero 2021, DOT los Animales de Apoyo son tratados como mascotas.

The paperworkLos papeles

Your airline will ask for the DOT Service Animal Air Transportation Form — submitted 48 hours before flight. For flights 8 hours or longer, also the Service Animal Relief Attestation. We provide both.La aerolínea pedirá el Formulario DOT de Transporte de Animal de Servicio — 48 horas antes.

State Law — The Fourth Layer Ley Estatal — La Cuarta Capa

Many states grant broader rights than the federal baseline — service-animal-in-training access, employment protections at smaller employers, anti-fraud penalties, or breed/size bans that don't apply to assistance animals. Your state law generally wins whenever it gives you more protection. 28 states plus DC also criminalize falsely representing a pet as a service animal. Muchos estados dan derechos más amplios que la línea base federal. Tu ley estatal gana cuando te da más protección. 28 estados más DC criminalizan falsamente representar una mascota como animal de servicio.

Side by SideLado a Lado

The full 2026 breakdown.El desglose completo 2026.

Every row is a question we get weekly. Bookmark this and send it to the leasing office, the gate agent, or the professor who's giving you grief. Cada fila es una pregunta que recibimos semanalmente. Guárdalo y envíalo a la oficina de alquiler, la aerolínea o el profesor.

Service DogPerro de Servicio Support AnimalAnimal de Apoyo Therapy DogPerro de Terapia
Who it servesA quién sirve One person with a disabilityUna persona con discapacidad One person with a mental or emotional disabilityUna persona con discapacidad mental/emocional Many people — patients, students, visitorsMuchas personas
What it doesQué hace Task-trained. Retrieves meds, alerts to seizures, interrupts panic, guides, DPT, etc.Entrenado por tarea. Provides comfort by presence. No specific tasks required.Brinda consuelo por presencia. Visits facilities with handler for therapeutic purposes.Visita instalaciones con manejador.
SpeciesEspecies Dogs only (mini horses in limited cases)Solo perros Any reasonable — dogs, cats, rabbits, birdsCualquier razonable Usually dogsUsualmente perros
Training requiredEntrenamiento Task training required. No certification body needed.Entrenamiento por tarea. No training. Must be well-behaved.Sin entrenamiento. Organization certification (AKC CGC+, TDI, etc.)Certificación por organización
Public access (ADA)Acceso público (ADA) Yes — stores, restaurants, hotels, transit No Only where invitedSolo donde invitado
Housing (FHA)Vivienda (FHA) Yes — no fees, no deposits Yes — no fees, no deposits As a pet, off-dutyComo mascota
Air travel (ACAA)Viaje aéreo Yes — cabin, free, with DOT form No — treated as pet since Jan 2021No — como mascota No — treated as petNo
Workplace (ADA I)Trabajo Reasonable accommodation, case by caseAcomodación razonable Employer discretionDiscreción del empleador No protection
DocumentationDocumentación Not required by ADA. Businesses may ask two questions only.No requerida por ADA. Letter from licensed mental health professional — required for housing.Carta de profesional de salud mental. Certification from a therapy dog organization.Certificación.
2026 legal statusEstado legal 2026 Unchanged. ADA text & DOJ guidance intact.Sin cambios. FHA itself intact. HUD guidance withdrawn Sept 2025 — state law matters more.FHA intacta. Guía HUD retirada sep 2025. No federal legal category — organization-based.Sin categoría federal.
We provideProveemos Clinical documentation + DOT travel form. Training via partners.Documentación clínica + formulario DOT. Licensed Clinical Doctor letter, $99–$199.Carta de Médico Clínico Licenciado, $99–$199. Referral to specialized certifying bodies.Referencia a certificadores.
Traveling With Your AnimalViajar con tu Animal

What you actually need at the gate.Lo que realmente necesitas en la puerta.

Air travel is where people get caught out. Here's the clean breakdown — by animal type and by transportation mode — so you're not arguing with a gate agent at 5 AM. Viajar en avión es donde la gente se confunde. Aquí el desglose limpio — por tipo de animal y modo de transporte.

Service Dog — Flying DomesticPerro de Servicio — Vuelos Nacionales

You and your Service Dog fly in the cabin free of charge. The dog must lie at your feet (not on the seat, not blocking the aisle). Submit your DOT form 48 hours before departure via the airline's portal. Tú y tu Perro de Servicio vuelan en cabina sin costo. El perro debe estar a tus pies. Envía el formulario DOT 48 horas antes.

  • DOT Service Animal Air Transportation FormFormulario DOT de Transporte
  • For flights 8+ hours, add the DOT Relief Attestation FormPara vuelos 8+ horas, añade el Formulario de Alivio
  • Call the airline accessibility desk — every major carrier has oneLlama al escritorio de accesibilidad
  • Arrive 90 minutes early for paperwork verificationLlega 90 minutos antes

Support Animal — FlyingAnimal de Apoyo — Volar

Since January 2021, airlines treat Support Animals as pets. No DOT form. No cabin right. Use the airline's standard pet policy — small animal in an approved carrier under the seat, large animal checked as cargo (not recommended for any animal's welfare). Desde enero 2021, las aerolíneas tratan los Animales de Apoyo como mascotas. Sin formulario DOT. Sin derecho a cabina.

  • Pet fee: typically $95–$150 each wayTarifa: típicamente $95–$150 por vía
  • Size limit: usually under 20 lb including carrierLímite de peso: usualmente bajo 20 lb
  • Advance booking required — limited pet slots per flightReserva anticipada requerida
  • Health certificate may be required by airline and destinationCertificado de salud puede requerirse

International Air TravelVuelos Internacionales

ACAA only covers US-based carriers and foreign airlines flying to/from the US. Once you arrive, the destination country's laws apply. EU, UK, Canada, Mexico, and Australia all have different rules and quarantine requirements. ACAA solo cubre aerolíneas en EE.UU. Al llegar, aplican las leyes del país destino.

  • Check USDA APHIS for export requirementsRevisa USDA APHIS para requisitos
  • Rabies titer test required for UK/Ireland/Japan/AustraliaTitulación de rabia requerida
  • EU Pet Passport or Veterinary CertificatePasaporte de Mascota UE
  • Plan 30–120 days ahead for vaccinations and paperworkPlanea 30–120 días antes

Trains, Buses & RideshareTrenes, Autobuses y Rideshare

Amtrak, Greyhound, and public transit all fall under the ADA. Service Dogs ride free in all seating areas. Support Animals and Therapy Dogs follow each carrier's pet policy — check ahead. Amtrak, Greyhound y transporte público bajo ADA. Perros de Servicio viajan gratis.

  • Amtrak: Service Dogs free, other pets under 20 lb $26/tripAmtrak: Perros de Servicio gratis
  • Uber/Lyft: cannot refuse a Service Dog — it's an ADA violationUber/Lyft: no pueden negarte
  • Public buses & subways: Service Dog ride free, pets per system rulesAutobús/metro: Perro de Servicio gratis
  • Report a refusal — carriers face real penaltiesReporta rechazo — hay penas
Find Your AnswerEncuentra Tu Respuesta

Which one is right for you?¿Cuál es la correcta para ti?

Three questions in order. The first "yes" tells you what you're looking at. Tres preguntas en orden. La primera "sí" te dice qué necesitas.

01

Does your dog perform a specific trained task to mitigate your disability?¿Tu perro realiza una tarea entrenada para mitigar tu discapacidad?

Alerts to a seizure, interrupts a flashback, retrieves medication, guides around obstacles, reminds you to take meds, applies deep pressure therapy during a panic attack. If yes — Service Dog. Full ADA, FHA, and ACAA rights. Alerta de convulsiones, interrumpe flashbacks, recupera medicinas. Si sí — Perro de Servicio.

02

Does the animal's presence help you cope at home with a mental or emotional disability?¿La presencia del animal te ayuda en casa con discapacidad mental/emocional?

Anxiety, depression, PTSD, autism, bipolar — if the animal's presence provides therapeutic benefit and you need housing accommodations, you have a Support Animal. Housing rights only under the FHA. Not for flights, not for restaurants. Ansiedad, depresión, TEPT, autismo — si la presencia brinda beneficio terapéutico, tienes un Animal de Apoyo.

03

Do you want to volunteer your well-behaved dog to visit hospitals, schools, or disaster sites?¿Quieres que tu perro bien educado visite hospitales o escuelas?

If the dog comforts other people — not you personally — and you visit facilities as a team, you have a Therapy Dog. That's a certification from a training organization, not a legal category like the first two. Si el perro consuela a otras personas, tienes un Perro de Terapia.

Myth BustingDesmitificando

What people get wrong.Lo que la gente confunde.

MythMito "A psychiatric Service Dog is just a Support Animal with extra steps." "Un Perro de Servicio psiquiátrico es un Animal de Apoyo con pasos extra."

Wrong. A psychiatric Service Dog is a Service Dog under the ADA because it performs specific trained tasks — interrupting a flashback, deep pressure therapy, blocking or creating space during panic. Full public access. A Support Animal does not. Incorrecto. Un Perro de Servicio psiquiátrico es un Perro de Servicio bajo ADA porque realiza tareas entrenadas.

MythMito "Since HUD pulled the guidance, I don't have housing rights anymore." "Como HUD retiró la guía, ya no tengo derechos de vivienda."

Completely false. The Fair Housing Act is the law. It wasn't repealed in September 2025 — only HUD's internal guidance to landlords was withdrawn. Your right to request a reasonable accommodation for an assistance animal is fully intact. What changed: the federal cheat sheet is gone, so the quality of your documentation and your state's own law now carry more weight. Completamente falso. La FHA es la ley. No fue derogada — solo se retiró la guía interna de HUD. Tu derecho a pedir acomodación razonable está intacto.

MythMito "My Support Animal can fly with me in the cabin for free." "Mi Animal de Apoyo puede volar gratis en cabina."

Not since January 2021. The Department of Transportation amended the Air Carrier Access Act. Support Animals are now treated as pets for air travel. Only Service Dogs get free cabin access, and only with a DOT Service Animal Air Transportation Form. No desde enero 2021. El DOT modificó la ACAA.

MythMito "I registered my dog online, so it's a Service Dog." "Registré mi perro en línea, entonces es de Servicio."

Registration doesn't make a dog anything. There is no official US Service Dog registry. A dog becomes a Service Dog when it is (a) individually trained to perform tasks (b) for a person with a disability. Registration, ID cards, and vests are optional convenience tools for handlers — not legal credentials. 28 states and DC now criminalize falsely representing a pet as a Service Dog. El registro no convierte un perro en nada. No hay registro oficial. 28 estados más DC criminalizan falsa representación.

MythMito "A Therapy Dog can come into restaurants and stores with me." "Un Perro de Terapia puede entrar conmigo a restaurantes."

No. Therapy Dogs work with their handler at facilities that invite them — a nursing home, a school, a disaster relief site. Off-duty they are pets with whatever access the establishment gives pets. The vest does not grant access. No. Los Perros de Terapia trabajan en instalaciones que los invitan.

MythMito "The ADA supersedes the FHA, so a landlord has to let me in anywhere." "La ADA supera la FHA, entonces un propietario me debe dejar entrar."

Neither supersedes the other. They apply to different settings — the ADA covers public accommodations and the FHA covers housing. When both apply (a public housing common area, for example) the law giving you more protection controls. State law can add a third layer on top. Ninguna supera a la otra. Aplican a lugares diferentes. Cuando ambas aplican, gana la que da más protección.

Frequent QuestionsPreguntas Frecuentes

Real questions, real answers.Preguntas reales, respuestas reales.

Do I need clinical documentation for a Service Dog?¿Necesito documentación clínica para un Perro de Servicio?

The ADA does not require it. However, documentation helps you in nearly every other setting. Landlords can lawfully ask for evidence that a non-obvious disability exists. Airlines require a DOT form. Employers considering a workplace accommodation will ask. Schools, especially at the university level, require documentation from their Disability Services office. We provide clinical documentation that meets all of these requirements in one letter.La ADA no lo requiere. Pero la documentación ayuda en casi cualquier otro contexto.

If HUD withdrew its guidance, are Support Animal letters still valid?¿Si HUD retiró su guía, siguen válidas las cartas de Animal de Apoyo?

Yes. The underlying Fair Housing Act is unchanged. Landlords must still make reasonable accommodations for people with disabilities who need assistance animals. What changed: HUD withdrew the internal guidance documents that told housing providers how to evaluate requests — so there's less federal hand-holding for both sides.

Practically, this means the quality of your clinical documentation and your state's own assistance animal law matter more than they did a year ago. A letter from a Licensed Clinical Doctor who actually examined you is now the strongest defense against a denial. A one-click "instant letter" from an overseas site — never good, now especially bad.

Which law wins when more than one applies?¿Qué ley gana cuando aplica más de una?

Federal law sets a floor, not a ceiling. When more than one law covers the same setting, the one giving you more protection applies. For example, student housing at a public university falls under both the FHA and Section 504 of the Rehabilitation Act — and the one with the broader accommodation rule controls. State law often adds a third layer — and state law routinely grants more than federal.

Example: California's state law requires a 30-day relationship between a clinician and a client before that clinician can sign an assistance animal letter — stricter than FHA but protective of the handler's ongoing care. That California rule controls in California.

Can a landlord charge a pet deposit for my Service Dog or Support Animal?¿Un propietario puede cobrar depósito por mi Perro de Servicio o Animal de Apoyo?

No. Under the FHA, assistance animals are not pets. A landlord cannot charge a pet deposit, pet rent, pet fee, or apply a breed/size/weight restriction to an assistance animal. They can hold you financially liable for actual damage the animal causes — not a pre-collected fee, an actual-cost bill if the animal damages carpet or walls.

Can I fly internationally with my Service Dog?¿Puedo volar internacionalmente con mi Perro de Servicio?

Yes, but it requires planning. US-based carriers and foreign airlines flying to/from the US must accept Service Dogs under the ACAA. Once you arrive, though, the destination country's quarantine and entry rules apply.

The UK, Ireland, Japan, and Australia all require advance rabies titer testing (plan 30–120+ days ahead). The EU uses its Pet Passport system. Mexico and Canada are more lenient but still require vaccination records and a veterinary certificate. Always check USDA APHIS for export requirements and the destination country's consulate for entry rules before you book.

What happens if a restaurant or Uber refuses my Service Dog?¿Qué pasa si un restaurante o Uber rechaza mi Perro de Servicio?

It's an ADA violation. Stay calm and document. Note the time, the location, the name of the staff member or driver, and exactly what they said. If the refusal holds, you have three paths:

(1) File a complaint with the US DOJ Civil Rights Division at ada.gov. (2) File a state complaint — every state has a human rights commission. (3) For rideshare, file directly with Uber/Lyft via their accessibility reporting — they face real internal consequences. Our advocacy team will help you file any of these — send us what you documented and we'll walk you through it.

Can my employer refuse to let my Service Dog come to work?¿Mi empleador puede rechazar mi Perro de Servicio en el trabajo?

The workplace falls under ADA Title I, which uses a different standard than public accommodations. An employer must provide "reasonable accommodation" unless doing so would create "undue hardship." That's more nuanced than "yes you can bring your dog." In practice, most employers with 15+ employees will grant the accommodation when you submit a proper clinical documentation package. If you need employer-specific language, our letters can be tailored for workplace use.

How long is a Support Animal letter valid?¿Por cuánto tiempo es válida una carta de Animal de Apoyo?

Most housing providers and airlines treat a letter as valid for one year from its signing date. That's not a federal rule — it's an industry norm and some state laws (California, for example) codify it. We include the signing date prominently on every letter and send you a renewal reminder 30 days before expiration.

Take the First StepDa el Primer Paso

Free 5-minute screening. Clinical from day one. Evaluación gratis de 5 minutos. Clínica desde el primer día.

We'll tell you which of the three categories you qualify for — or tell you that you don't, and point you to what's next. No pressure. No spam. Real Licensed Clinical Doctors review every case. Te diremos para cuál de las tres categorías calificas — o que no, y a dónde ir. Sin presión. Sin spam.